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CDs & IRAs

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CD Rates

Product Interest Rate *APY
91 Days 0.50% 0.50%
6 Months 2.96% 3.00%
7 Months** 3.92% 4.00%
10 Months** 3.92% 4.00%
12 Months 1.00% 1.00%
13 Months 3.68% 3.75%
18 Months 1.98% 2.00%
24 Months 1.49% 1.50%
25 Months 2.71% 2.75%
30 Months 1.49% 1.50%
36 Months 1.49% 1.50%
60 Months 1.49% 1.50%

All CDs require a $500 minimum deposit to open and earn interest. Interest is compounded daily. A penalty may be imposed for early withdrawal.

*APY = Annual Percentage Yield

Rates are effective 5/27/2025. Rates are subject to change. You may call (304) 258-1520 to obtain the most current rates and for any questions you may have about our accounts.

**Promotional rates. Upon maturity the 7 month and 10 month CDs automatically renew to a 6 month CD at the prevailing rate.


IRA Rates

Product Balance Tier  Interest Rate APY*
Money Market IRA
$1000.00 to $4,999.99
0.05%
0.05%
  $5,000.00 to $24,999.99 0.35% 0.35%
  $25,000.00 to $49,999.99 0.50% 0.50%
  $50,000.00 & Over 0.60% 0.60%
13 Month CD IRA*** $10,000.00 & Over 4.07% 4.15%

Interest is compounded daily.

*APY = Annual Percentage Yield
IRAs can be written in any CD term listed above, in addition to the Money Market IRA.

***The promotional 13-month CD IRA requires a minimum opening deposit of $10,000.00. 

Rates are effective 5/27/2025. Rates are subject to change. You may call (304) 258-1520 to obtain the most current rates and for any questions you may have about our accounts.

A penalty may be imposed for early withdrawal. 

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