IRA Rates
| Product |
Balance Tier |
Interest Rate |
APY* |
| Money Market IRA |
$1000.00 to $4,999.99
|
0.05%
|
0.05%
|
| |
$5,000.00 to $24,999.99 |
0.35% |
0.35% |
| |
$25,000.00 to $49,999.99 |
0.50% |
0.50% |
| |
$50,000.00 & Over |
0.60% |
0.60% |
| 13 Month CD IRA*** |
$10,000.00 & Over |
4.07% |
4.15% |
Interest is compounded daily.
*APY = Annual Percentage Yield
IRAs can be written in any CD term listed above, in addition to the Money Market IRA.
***The promotional 13-month CD IRA requires a minimum opening deposit of $10,000.00.
Rates are effective 5/27/2025. Rates are subject to change. You may call (304) 258-1520 to obtain the most current rates and for any questions you may have about our accounts.
A penalty may be imposed for early withdrawal.