Money Market
| Product |
Minimum Balance |
Interest Rate |
APY* |
| Money Market |
Below $1,000.00 |
0.0000% |
0.00% |
| |
$1,000.00 to $4,999.99 |
0.0500% |
0.05% |
| |
$5,000.00 to $24,999.99 |
0.3500% |
0.35% |
| |
$25,000.00 to $49,999.99 |
0.5000% |
0.50% |
| |
$50,000.00 & OVER |
0.6000% |
0.60% |
Rates effective 9/3/2024.
Savings Accounts
| Product |
Qualifications |
Interest Rate |
APY* |
| Kasasa Saver |
-
12 debit card transactions
-
eStatements
-
Online Banking
|
|
0.50% APY on balances up to $10,000
|
| Statement Savings |
-
No monthly service charge with maintained minimum balance
|
0.05%
|
0.05%
|
| Christmas Club |
|
0.05%
|
0.05%
|
Rates effective 9/3/2024.
CD Rates
| Product |
Interest Rate |
APY* |
| 91 Days |
0.50% |
0.50% |
| 6 Months** |
4.16% |
4.25% |
| 7 Months** |
4.40% |
4.50% |
| 10 Months |
1.00% |
1.00% |
| 12 Months |
1.00% |
1.00% |
| 13 Months |
2.96% |
3.00% |
| 18 Months |
1.98% |
2.00% |
| 24 Months |
1.49% |
1.50% |
| 30 Months |
1.49% |
1.50% |
| 36 Months |
1.49% |
1.50% |
| 60 Months |
1.49% |
1.50% |
All CDs require a $500 minimum deposit to open and earn interest. Interest is compounded daily. A penalty may be imposed for early withdrawal.
*APY = Annual Percentage Yield
Rates are effective 9/3/2024. Rates are subject to change. You may call (304) 258-1520 to obtain the most current rates and for any questions you may have about our accounts.
**Promotional rates. Upon maturity the 6 month and 7 month CDs automatically renew to a 6 month CD at the prevailing rate.